Hard Money Lender | Fast Hard Money Loans

Hard Money Loan | Residential-Commercial-Land-Construction-Bridge

  • Hard Money Commercial Loans

  • Hard Money Residential Loans

  • Hard Money Real Estate Loans

  • Hard Money Business Loans

  • Fast Hard Money Loans

Hard Money Loans

PreConstructionPrograms is your source for ALL Hard Money Loans. With over 15 years of experience in all areas of lending including hard money lending, we are able to offer specialized loan programs to fit everyone from corporations to individuals ranging fron $300,000 - No Limit. Our team has the experience to process and close all types of fast hard money loans including large and small acquisition loans, bridge loans, mezzanine loans and financing, asset based, construction loans and more. If you need hard money financing, let our highly experienced team get your project funded and closed......FAST.

Types Of Hard Money Loans Available:

Hard Money Acquisition Loan

A hard money acquisition loan is used to acquire real estate using the loan proceeds. $300,000 to No Limit.

Mezzanine Financing & Loan

A Mezzanine loan is a loan that is subordinate to a Primary Lender. Mezzanine Loans are a debt instrument which is paid back at the time of sale of refinance of the total capital stack. The lender may take an equity ownership in addition to the debt that will be paid out on the proceeds of the sale. Mezzanine loans have flexible structure including debt and equity mixes that can increase your leverage.

Loans on property or the business with equity in either ownership or warrants in the company. Used to buy valuable property or business or even buy out an existing partner. The program provides additional funding when first mortgage is at maximum loan amount. Up to 3-year terms available. $300,000 and larger depending on equity. (more info on Mezzanine Financing)

Hard Money Acquisition & Development Loan

These hard money loans are used to both acquire and develop real property to an improved state. Loan proceeds are dispersed with interest only paid on funds distributed. Hard Money Loan to value is determined as to the overall improved value.

Asset Based Hard Money Loan

These hard money loans are for any purpose whereby collateral is put up for security.

Hard Money Bridge Loan

A hard money bridge loan is a loan that is used for a short period of time until a permanent loan or financing is put in place. Bridge loans are a perfect hard money solution to a timely acquisition or business opportunity simply because they allow you to act quickly. These hard money loans can be used:

  • Acquisitions
  • Buy-Outs
  • Foreclosures
  • Cash Out
  • Construction
  • Commercial Property
  • Apartments Buildings
  • Hotel / Motel
  • Office Buildings and Complexes
  • Golf courses, and almost all commercial businesses.

    Short-term programs available (6-24 months) No Limit on funding.

Hard Money Construction Loan

A hard money construction loan is a loan used to construct a building or other improvements of real property, with the land and improvements as collateral for the loan. Construction reserve accounts are generally maintained to disburse the money as the construction progresses. Up to 100% cost of construction available depending on the improved value.
Type of collateral property ranges from home construction to large commercial projects.

Hard Money Credit Enhancement Loan

Credit Enhancement is a program utilized by borrowers lacking the credit or capacity to obtain premium financing. The Enhancer guarantees the loan for a fee and an equity position.

Hard Money Raw Land Loan

Unimproved real property. From lot(s) to large acreage. Normally raw land is valued at a 90-day "quick sale" price to determine loan-to-value ratios. $300,000 to No Limit.

Stand by Commitment Loan

Standby commitments until institutional financing commits or to show proof of performance if the purchase buyout occurs. $300,000 to No Limit

Apply For A Hard Money Loan: To get started, please click here and briefly describe your current hard money lending requirements. Once submitted, you will be contacted by one of our Hard Money and Bridge Loan specialist. If you have questions, please review our hard money loan FAQ section or simply contact us by calling our toll free number 1.888.447.7314

Hard Money Commercial & Residential Lending Criteria & Loan Rates

  • Loan Size  - From $300,000 - No Limit 
  • Location - Urban and suburban US properties 
  • Collateral - All Property types will be considered 
  • Rates - 11%- 16%  
  • Terms - 1-3 years, interest only
  • Max LTV - 75% LTV - Depends on property type and improvements 
  • Creative/Flexible - Blanket loans; points and fees wrapped into the loan; multiple income sources considered.


To Learn More About Our Programs, Please Click Here to Contact Us

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