We are experts in providing FHA Loan consumers with a wealth of information on FHA Loans and FHA home financing. FHA loans are backed by the US government and are very easy to qualify for. FHA Loans are designed as a smart option for first-time home buyers and those with less than perfect credit.
NOTE: New US government legislation now allows hundreds of thousands of Americans to refinance their current mortgage through the FHA loan programs we offer.
What you need to qualify for an FHA Loan
- Property has to be your Primary Residence
- Purchase up to 97.75% LTV
- Refinance up to 95% LTV
- LOW FIXED RATES
- Minimum 580 Credit Score
- You can qualify for FHA with Reestablished credit 1 year after paying on CH 13 BK and 2 years after paying on CH 7 BK.
- Foreclosure- minimum 3 years past Foreclosure date must pass